Exact Online is a familiar name for many Belgian accounting firms and SMEs, but its per-user pricing model and shared multi-tenant infrastructure aren't the only way to run automated bookkeeping. Here's a practical, factual comparison for firms evaluating alternatives.
The core difference: pricing model
Exact Online prices per user, per month — costs scale directly with headcount, regardless of how much of that headcount's time is actually spent in the software. The Accounting Bundle prices per practice, at a flat €157/month, with unlimited internal users. Adding staff doesn't add software cost.
| Factor | Exact Online | Accounting Bundle |
|---|---|---|
| Pricing model | Per user, per month | Flat €157/month, unlimited users |
| Infrastructure | Shared multi-tenant cloud | 3 dedicated servers per customer |
| Data ownership | Data resides on Exact's shared platform | Full ownership on your own dedicated infrastructure |
| Document automation | Built-in OCR, standard workflow | AI agent reads WhatsApp, Telegram, WebChat — including handwritten receipts |
Dedicated infrastructure, not shared tenancy
Exact Online, like most SaaS accounting platforms, runs on shared multi-tenant infrastructure — your firm's data sits on the same servers as thousands of other customers, logically separated by software, not physically isolated. The Accounting Bundle runs on 3 dedicated servers per customer, never shared, never mixed with another client's data.
Where Exact Online may still fit
To be fair: Exact Online has a longer track record in the Belgian market, a larger existing integration ecosystem, and may suit firms that specifically want a fully self-managed, no-support-included platform at a predictable per-seat cost for a small, stable team. The comparison isn't about one tool being universally better — it's about which cost and control model fits your firm's growth plans.
See the platform
The Accounting Bundle runs as three dedicated, EU-hosted servers per customer — never shared, never mixed with anyone else's data, with unlimited internal users included.
Explore the Accounting Bundle